Privacy Policy

Privacy Policy
Effective Date: 04/29/2024
Last Updated: 04/29/2025

Cresmer.io (“Company,” “we,” “us,” or “our”) is committed to protecting your privacy. This Privacy Policy describes how we collect, use, disclose, and safeguard your personal data when you visit our website, https://cresmer.io (the “Site”), and when you engage with our services, including our blog, digital products, and email communications.

This Privacy Policy is compliant with the General Data Protection Regulation (EU) 2016/679 (“GDPR”), and the California Consumer Privacy Act (“CCPA”), as amended by the California Privacy Rights Act (“CPRA”), and applies to data subjects located in the European Economic Area (EEA), the United Kingdom (UK), and California residents.

1. Data Controller

For the purposes of the GDPR, the data controller is:

Katelyn Cresmer
Operating as a sole proprietorship under the name cresmer.io
PO Box 54
Ripley, TN 38063
Email: hello@cresmer.co

2. Personal Data We Collect

We collect and process the following categories of personal data:

2.1 Information You Provide Directly

• Name
• Email address
• Billing address (via Stripe and PayPal)
• Account credentials (username and encrypted password, if you register)
• Purchase details (for digital products and courses)

2.2 Information Collected Automatically

• IP address
• Browser type and version
• Device identifiers
• Geolocation data (country-level)
• Website interaction data (pages visited, referral source, click behavior)
• Collected via tools including:
• Google Analytics
• Google Search Console
• Monster Insights
• Facebook Pixel
• Really Simple Security
• Exact Metrics

2.3 Information from Third Parties

• Transaction data from Stripe and PayPal
• Email marketing behavior from MailerLite (e.g., open/click rates)

3. Legal Bases for Processing (GDPR)

We process your data on the following legal grounds:

• Consent (Article 6(1)(a) GDPR) – for marketing emails and analytics cookies
• Contract performance (Article 6(1)(b)) – to process transactions and provide products
• Legal obligation (Article 6(1)(c)) – for compliance with tax and accounting laws
• Legitimate interests (Article 6(1)(f)) – for analytics, fraud prevention, and site improvement

4. How We Use Your Information

We use your personal data to:

• Provide access to content, courses, and digital products
• Process payments via Stripe or PayPal
• Send transactional and promotional emails via MailerLite
• Analyze website performance and user behavior
• Enforce our terms and prevent fraudulent activities
• Comply with legal and regulatory obligations

5. Sharing of Personal Data

We do not sell your personal data. We may share data with trusted service providers, including:

• Stripe and PayPal – payment processors
• MailerLite – email marketing
• Google Analytics, Google  Search Console, Monster Insights – analytics providers
• Facebook – advertising and remarketing

All third-party processors are bound by contractual obligations to protect your data in accordance with applicable law.

6. Cookies and Tracking Technologies

We use cookies and similar technologies for analytics, advertising, and functionality. These may include:

• Session cookies (strictly necessary)
• Analytics cookies (Google Analytics, Monster Insights)
• Marketing cookies (Facebook Pixel)

Cookie Consent: We currently do not deploy a cookie banner. You may opt out or disable cookies via:

• Google Analytics Opt-Out
• Facebook Ads Settings
• Your browser’s cookie settings

A full cookie report is available here: Cookie Script Report

7. Your Rights

Depending on your jurisdiction, you may have the following rights:

Under GDPR (EEA, UK):

• Right to access your data
• Right to rectification
• Right to erasure (“right to be forgotten”)
• Right to data portability
• Right to object or restrict processing
• Right to withdraw consent at any time
• Right to lodge a complaint with your supervisory authority

Under CPPA (California):

• Right to know what data is collected, used, shared
• Right to request deletion
• Right to correct inaccurate information
• Right to opt-out of sharing for advertising
• Right not to be discriminated against for exercising your rights

To exercise any of these rights, email us at hello@cresmer.co. We will respond within the timeframes required by applicable law.

8. Data Retention

We retain personal data as follows:

• Email marketing data: Deleted annually if inactive or upon request
• Payment data: Stored on Stripe/PayPal until request for deletion
• User accounts: Retained until deleted by user
• Analytics data: Retained by Google under its own policies; anonymized and non-identifiable

9. Data Security

We implement industry-standard technical and organizational measures to safeguard your personal information, including:

• Secure hosting and SSL encryption
• Encrypted passwords and access control for accounts
• Routine monitoring and malware protection

Despite our efforts, no transmission or storage system is guaranteed to be 100% secure.

10. Children’s Privacy

We do not knowingly collect or process data from individuals under 18 years of age. If we become aware of such data collection, we will promptly delete it.

11. International Transfers

Data collected may be transferred to and processed in the United States. By using our site, you acknowledge and agree to such transfer. For EEA/UK data subjects, we rely on standard contractual clauses or other lawful mechanisms for transfer.

12. Policy Updates

We reserve the right to update this Privacy Policy at any time. Changes will be posted on this page with an updated “Last Updated” date. Continued use of the site after changes constitutes your acceptance.

13. Contact Us

For questions, requests, or complaints regarding your privacy, please contact:

Katelyn Cresmer
Email: hello@cresmer.co
Mailing Address: PO Box 54, Ripley, TN 38063